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Your Home For Multifamily & Single Family Financing
WE BUILD STRATEGY
We build long term relationships and excel with creative loan request. One of our best qualities is our ability to be flexible for financially weak borrowers and recent credit events,
CLIENTS FIRST
We do value the time of our clients and put you first. It's our goal to make sure we are as transparent and efficient as possible to make sure we exceed your needs with our dedicated customer service.
PREMIUM SLIDER
We provide eye-catching visuals with powerful graphical impact, that we consider key branding components.
24- Hour Pre-qualification
Since your time is important, simply submit basic information and we will provide a conditional approval or soft quote pricing to help you move quickly.
Digital Transparency
Your entire loan submission process can all be done online. Borrowers have online access to upload docs, complete applications for approval and see the entire loan process digitally.
What we're about and...
Here is why we do this.
We're dedicated to creating a process that makes real estate and business financing simple. This is the reason why we've built relationships with investors, borrowers and other funds to figure out what works and what's best to develop an easy process for real estate investors, individuals and companies to grow their business without limitations. We pride growth and it's our job to make sure you have every tool, resource and benefits that you deserve to help you grow.
Superior customer services
250+ Closed Transactions
Repeat borrowers throughout the nation (highly active throughout all 50 States and few other countries
Property Types
Multifamily, Mixed Use, Single Family Investment, Luxury Residential, Fix and Flips, Buy and Hold, (Case by case, hospitality and retail commercial)
Loan Options
Real Estate Loans,Truck loans, Buy and Hold Loans, Fix and Flip Loans, Bridge Loans, Business loans, Rehab and Construction, Buy-outs, Value add, and Repositioning, Personal Loans, Equity loans and many more
Past Closed Deals
Here are some previously completed transactions we've originated for a variety of borrowers, properties and locations nationwide.
SINGLE FAMILY RESIDENTIAL
Rental and Investment property guidelines
We focus on our experience to achieve the best results. Our investment rental property programs are suited specifically for investors only. Here are a few of the perks we offer for single family rental and rehab loans.
Same Day Approval
No doc ( Tax returns or personal income DO NOT impact approval)
Recent appraisals will be considered
Investment residential properties only
Duplex, triplex, quadplex, vacation rentals, and 2nd homes
Individual borrowers and entities are eligible
No limit on how many properties you can finance
We also provide large balance blanket portfolio loans
Permanent Loan Terms:
Loan Amounts: $20,000-$20,000,000
Loan Terms: 20 years
LTV: Up to 85.00%
Amortization: 3/1 ARM, 7/1 ARM and 20 year fixed option.
Interest Rates: Starting At 5-10%
Closing Time: 2-3 days after loan approval
Credit Score Minimum: We accept low Credit Score
Purchases and Refinancing allowed
Rehab Loans
Loan Amounts: $50,000-$4,000,000
Loan Terms: 12-36 months
Loan to cost: Up to 85.00%
Amortization: Interest only
Interest Rates: Starting At 5-10%
Closing Time: 2-3 days
Credit Score Minimum: We accept low Credit Score
Nationwide Lending and few other countries
Rehab Holdback required
MULTIFAMILY LOANS (+ Mixed Use)
Multifamily is our bread & butter as it's our preferred asset type outside single family investment properties. We provide both short term bridge loans as well as permanent financing with much more flexibility than traditional financing options available in the market. Super competitive pricing, great benefits, and a simple underwriting approach.
Multifamily Bridge Loan Criteria
Loan Amounts: $500,000- $30,000,000
Loan Terms: 12-48 months (extensions available)
LTV: 85.00%
Interest Rate: starting at 5-10%
Lien Position: 1st and 2nd
Nationwide Lending and few other countries
Closing Time: Avg. 3 days fast close
Amortization: Interest Only
Purchase, Refinance, Rehab, Reposition, Value Add, Bailouts
NO Appraisal Required on deals above 2MM
Long Term Multifamily Financing
Loan Amounts: 300,000- 30,000,000
Loan Terms: 10 years Hybrid
Amortization: 20 years
LTV: 80.00%
Interest Rate: starting at 5-10%
Lien Position: 1st
Nationwide Lending and few other countries
Closing Time: Avg. 3 days fast close
Purchases and Refinancing only.
FAQ
Is an appraisal Required?
Appraisals are required for all single family transactions and multifamily permanent financed deals. Multifamily and mixed use bridge loans above $2M are not required to order and appraisal. Certain markets for single family rehab and bridge loans will only require a BPO (Broker Price Opinion).
Do you lend on owner occupied?
Yes we lend on owner occupied. Also, we will lend if it's a vacation home, investment property, or 2nd home.
Any credit score requirements?
We accept low credit score
Will you Fund Rehab Cost?
Yes. We offer Rehab Funds
Do you lend based on ARV?
Yes. Maximum ARV is currently 70-85% & We also offer 100% funding
Are there any escrow requirements?
NO. No third-party services in our loan process.
How Are monthly payments made?
Monthly payments are paid to our account officers through Wire transfer, Direct Deposit, Money gram, Western Union, Walmart to Walmart.
What Closing Cost can we expect?
On all loans, you can expect to pay cost for document preparation, title and legal, origination. Appraisal cost (if required) is paid out of pocket once terms have been accepted by the borrower.
How long does it take to close?
Bridge loans (including fix & flips) close within 2-3 days. Permanent financing generally takes about 5 days. Closing times will greatly depend on borrowers ability to return items for underwriting review and 3rd party report turn around time.
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Contact us with any kinds of loan inquiries and creative real estate investment opportunities. We're here to provide the best service, build relationships and ready for fresh cooperations with creative individuals and companies.